GFCI and AFCI are two different protections that solve two different problems, and they are not interchangeable. A ground-fault circuit interrupter watches for current leaving the circuit through something other than the neutral — usually a person — and cuts power in a fraction of a second. That is shock protection. An arc-fault circuit interrupter listens for the electrical signature of arcing inside a wall, at a loose connection or a damaged cable, and opens before it becomes a fire. That is fire protection. Some devices do both.
Where each one is required
Where each one is required is set by current California code, and the list has grown over successive code cycles. GFCI protection covers wet and damp locations — kitchens, bathrooms, garages, laundry areas, unfinished basements and crawl spaces, outdoors, and receptacles near a sink. AFCI protection covers most branch circuits serving living areas. What matters for an existing home is that these requirements apply to what you install now, not to what was legal when the house was built. If a receptacle in a covered location is replaced, the replacement has to carry the protection the location now calls for. That is why a home inspection before a sale so often produces a list.
Where the protection goes
Protection can be added in three places, and choosing well is most of the work. A GFCI receptacle at the location itself protects that one outlet. The same device installed at the first receptacle on a run protects everything downstream of it, which can cover a whole bathroom or a string of exterior outlets from one device. A GFCI, AFCI, or dual-function breaker in the panel protects the entire circuit from the panel outward, including the wiring inside the walls. Which one is right depends on your panel, the circuit layout, and whether the circuit has an equipment ground. Older county homes complicate all three — two-wire ungrounded circuits, shared neutrals between adjacent circuits, and obsolete panels that no modern protective breaker is made for.
When a device keeps tripping
One honest note about tripping. A protective device that trips repeatedly is usually reporting something real, and swapping it for a new one hides the report rather than fixing the cause. AFCI breakers in particular are very good at finding the deteriorated insulation and loose backstabbed connections common in mid-century wiring. When we test a circuit and find a fault, we tell you what it is and what fixing it involves before we put a device on it. Sometimes the correct recommendation is not a device at all.