Financing through GoGreen Home

California's GoGreen Home programme lends against energy-efficiency work. It is worth knowing about before you plan a project, because what qualifies shapes how you sequence the work.

03·The full explanation

What qualifies

GoGreen Home lends against an energy-efficiency upgrade. For the work we do, that means a heat pump, a heat-pump water heater, induction cooking, EV charging, or solar with storage.

Panel work is where this catches people out. A service upgrade on its own is not an efficiency upgrade, so it does not qualify by itself. It qualifies when it is part of getting one of those in — which it often is, because an older panel is frequently the thing standing between a house and a heat pump.

How the sequencing matters

If you are planning both, it is worth deciding the order before either one starts. Panel work done as part of the upgrade sits inside what can be financed. The same work done a year earlier, on its own, does not.

We are not a lender and we do not take a cut. Telling you this ahead of time costs us nothing and occasionally saves a customer real money, which is the only reason it is on this page.

What we will not tell you

We will not tell you that you qualify. A lender decides that, and they decide the rate and the term you are actually offered. The estimator below runs illustrative rates so you can see the shape of a payment — it is arithmetic, not an offer.

If a contractor quotes you a specific rate before you have applied anywhere, that is worth a second look.

What this could cost per month

What this could cost per month

Add a system cost above to see a payment.

GoGreen Home financing is tied to a qualifying energy-efficiency upgrade — a heat pump, heat-pump water heater, induction cooking, EV charging, or solar with storage. Panel work qualifies when it supports one of those, not on its own.

These rates are illustrative, not an offer. A lender decides the rate and the term you are actually offered.

13·One more thing

Worth a look before you plan the work

A free inspection tells you what your panel can already carry, which is usually the thing that decides the order.

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